South Africa's Debt Review Removal Specialists

Stuck on Debt Review? It's Time to Move Forward.

Labz Assist helps South Africans whose financial circumstances have improved get officially removed from debt review — so you can access credit again.

Transparent Pricing
Fast Turnaround
Dedicated Case Manager
The Process
How Debt Review Removal Works

We guide you through every step — from eligibility check to credit bureau clearance.

01

Submit Your Application

Fill in your details below and a Labz Assist consultant will contact you within one business day to assess your eligibility.

02

Eligibility Assessment

We verify your current financial position and determine whether you qualify for debt review removal under the National Credit Act.

03

Documentation & Legal Filing

Our team prepares and submits all required legal documentation to the debt counsellor and relevant credit bureaus on your behalf.

04

Credit Bureau Clearance

Once approved, your debt review flag is formally removed from the credit bureaus and you can apply for credit again.

We Understand Your Situation

Life changes. Your debt review status should reflect where you are today — not where you were years ago.

End-to-end support

We handle all the legal paperwork, credit bureau submissions, and follow-ups so you don't have to.

Fully NCA compliant

Our process follows the National Credit Act to ensure your removal is legally valid and recognised by all major credit bureaus.

No jargon, no confusion

We communicate in plain language and keep you informed at every stage of the process.

Your data is protected

We handle your personal and financial information with strict confidentiality and in line with POPIA regulations.

700K+
South Africans currently under debt review
30%
Of those qualify for removal but don't know it
21 days
Average time to credit bureau clearance
What Our Clients Say

Real feedback from real South Africans we've helped move forward.

"I was helped by Gwen, the process was smooth and well explained. I was informed every step of the way."

L
Loyiso
✓ Verified Client

"I should have contacted Labz Assist sooner, thanks for your help."

S
Sicelo
✓ Verified Client
Common Questions
Frequently Asked Questions
Am I eligible to be removed from debt review?
You may qualify for removal if you have settled all outstanding debt included in your debt review plan, or if your financial circumstances have significantly improved and you can afford your credit obligations without assistance. We conduct a free eligibility assessment to confirm your status.
Can I remove myself from debt review without paying off all my debt?
In certain circumstances, yes. If you can demonstrate that you are able to manage your financial obligations independently, a legal application can be made through the courts. Our team will advise you on the correct route based on your specific situation.
How long does the removal process take?
On average, the process takes 15 to 30 business days from the time all documentation is submitted. Timelines can vary depending on responsiveness from credit bureaus and the complexity of your case. We keep you updated throughout.
Will the debt review flag appear on my credit report after removal?
Once removal is successfully completed, the debt review flag is cleared from all major credit bureaus. Lenders will no longer see you as being under debt review when performing credit checks.
Is your service available across South Africa?
Yes. Labz Assist operates nationally. Our process is fully digital, meaning you can apply and complete everything remotely without needing to visit a physical office, regardless of which province you're in.
Apply for Debt Review Removal

Complete the form and a Labz Assist consultant will be in touch within one business day.

Thank you — your application has been received.
A consultant will be in touch within one business day.